LRAP assistance is provided in the form of quarterly reimbursements on loan payments made after graduation, and is calculated based on your income and time worked. After the end of each calendar quarter in which you have made required loan payments and are meeting the criteria specified in your LRAP Award, you can request assistance. If your annualized income is less than the Upper Income Threshold specified in your LRAP Award, and you are working at least an average of 30+ hours per week, you can receive reimbursement on your loan payments for that quarter. 


As your income increases, assistance is reduced proportionately. For example, if your income falls half-way between the Upper and Lower Income Thresholds specified in your LRAP Award, then you can receive 50% reimbursement on your loan payments. Additionally, assistance is proportionately reduced if you work an average of less than full-time (i.e. 40 hours per week).


Once you have initially qualified for LRAP assistance, you can then continue requesting assistance, either until your income surpasses the Upper Income Threshold, or your loans are paid off entirely.