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Frequently Asked Questions
What is LRAP?
How does LRAP work?
Am I eligible for LRAP?
Can I apply for LRAP?
Which colleges offer LRAP?
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Which loans does LRAP cover?
Does LRAP cover loans borrowed by parents or co-signers?
Does LRAP reimburse loan payments made before they are required (e.g., while in college), or that are more than what was due in a given month after graduation?
Which repayment plans should I consider before my loan repayments begin?
Can I consolidate or refinance my student loans?
Employment and Income
Do I have to choose a job in my major field of study or in a specific career path?
Can I work more than 1 job to meet my hours requirement?
Can I be self-employed?
Can I work for family?
What if I lose my job? How will my assistance eligibility change?
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How does LRAP assistance work?
How long do I have to quality for LRAP assistance after graduation?
What documentation do I need to provide when requesting assistance?
How quickly can I expect to receive my assistance?
What if I make more than the Upper Income Threshold in one year, and then change jobs to earn an income below the Upper Income Threshold at a later date?
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How long do I have to graduate and still receive assistance?
How do I get started receiving LRAP after graduation?
What happens if I drop out or withdraw from the college that awarded me with LRAP?
What happens if I transfer to or from a different college than the one that awarded me with LRAP?
What if I want to go back for a second undergraduate degree? Are those loans covered?
Does attending graduate school affect my eligibility? Are my graduate school loans covered?
Marriage and Children
What happens if I get married?
What happens if I have children?